What is Cyber Crime and How We Can Safe from Online Scam?
Thu Mar 27, 2025
In today’s digital world, almost everything happens online—banking, shopping, business, investment, communication, and even work. With this growth, cybercriminals are also becoming active by targeting innocent people through fraud calls, fake links, job scams, money-making apps, and phishing attacks. Understanding what cybercrime is and how to stay safe is the first step toward protecting yourself.
What is Cyber Crime? Cybercrime refers to any illegal activity performed using computers, mobile devices, the internet, or digital networks. Some common forms include:
Online financial fraud
UPI/Wallet scams
Job scams
Investment and trading scams
Gaming payment frauds
Identity theft
Data breach or data misuse
Hacking and phishing
Social media account hacking
Cyberbullying and online threats
Cybercriminals use modern technology to trick people through fake websites, cloned apps, misleading messages, and digital manipulation. Common Types of Online Scams
Fake job offers on WhatsApp, Telegram, or websites
Fraud investment schemes like USDT trading, stock trading, online tasks
Gaming transactions leading to bank disputes
Fake customer care numbers listed on Google
Loan app harassment and misuse of personal data
Remote access scams through AnyDesk or TeamViewer
OTP, KYC update, SIM swap fraud
How to Stay Safe from Cyber Crime? Follow these practical cybersecurity habits:
Do not share OTP, PIN, CVV, or passwords
Do not download remote access apps when unknown persons ask
Use strong passwords with two-factor authentication
Avoid clicking suspicious links
Verify job or investment companies before trusting
Never share bank screenshots, statements, or Aadhaar with strangers
Do not invest money in online tasks, crypto groups, or profit schemes
Always keep your phone and banking apps updated
Check URLs before entering personal details
Do not trust unknown Telegram/WhatsApp groups
What to Do If You Become a Victim of Cyber Crime? If you fall into any online scam, take immediate steps:
Inform your bank to put a freeze on suspicious transactions
Collect evidence like chats, screenshots, audio, payment IDs
Do not delete anything
If legal action begins, contact a cyber advocate for guidance
Follow up with your local cyber police station
Early reporting increases the chance of recovering money.
How to Recover Money Lost in Online Scam? Money recovery depends on the speed of reporting and nature of fraud.
Report within the golden hour
Provide bank reference numbers, UTR, and proof
Cooperate with cyber police for investigation
File a written application with your bank
Monitor freeze or lien updates
Seek legal help if required
Why Bank Puts Hold, Freeze or Lien on Your Account After Fraud? Banks freeze accounts when:
Suspicious or disputed money enters your account
Fraudster uses your account in the scam chain
Gaming platforms or investment apps report a cyber complaint
Cyber cell orders a freeze under Section 91 CrPC
Money is linked to another FIR or complaint
This is a standard procedure to stop further fraud and protect money. How to Remove Lien/Hold/Freeze from Bank Account? Write an application to the cyber cell and your bank stating:
Your full details
Account number
Reason for hold
Clarification that you are an innocent customer
Attach complaint copy and supporting proofs
After verification, the cyber cell issues a clearance/NOC to the bank. Digital Arrest Awareness Digital arrest means scammers impersonate police, CBI, or government officers through video calls and threaten victims. They demand money to “resolve” fake cases. Remember:
Police never arrest anyone on video call
Police never demand money online
Do not panic
Immediately contact your nearest cyber police
Trending Cyber Crimes in India
USDT trading scams
Gaming task fraud
Flight booking scams
Instagram business scam
Fake parcel/customs/drug packet scam
Impersonation scam
Work from home task fraud
Identity and data theft
Crypto exchange P2P chain fraud
Final Safety Tips
Stay updated about digital fraud patterns
Educate family members, especially elders and students
Avoid easy-money schemes
Use verified apps and websites
Report every scam immediately
Maintain cyber hygiene, just like personal hygiene
Disclaimer This article is for awareness and educational use only. It does not promote or advertise any service. For cyber fraud complaints, contact helpline 1930 or visit the National Cyber Crime Portal (www.cybercrime.gov.in).
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